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Wednesday, March 31, 2010

Spring is Here!

With spring comes spring showers and storms! Are you being proactive to ensure your home and motor vehicles can withstand a storm and heavy rains?

Here are some great ways that will help with preparing your Home and/or Motor Vehicles so they are protected against these events.

1. Make sure your gutters are properly secured. So many times there are weak gutters and many homeowners are unaware of this. Because of this, water can seep in between the gutters and your home, ultimately causing water to leak into the house and cause damage before you may even know it. You may want to have someone to come out and check the gutters on your home, whether or not your roof is new or old. Make sure your gutters are cleaned out of debris, such as limbs and leaves. This can also cause leaking and wear down your gutters- Be Proactive!

2. Is your roof aging? If your roof is 20 years or older, you may want to have your roof inspected. Yes, this can cost some money, but much less money if your roof begins to leak due to your roof being old and weak. Roof claims can cost anywhere between $2,000 and $20,000, these figures of course depend on how much damage is done. No one ever wants to file a claim, so taking these preventative measures can cause you less stress and headache in the long run!

3. Check your windows! Many of us may have cracked, rotted and leaking windows and not even know it. This goes for your Home and Motor Vehicles! Make sure that your windows don't have cracks in them of any sorts. Also if your windows are older, this could be a great time to replace those windows! Again, being proactive in this area can save you a lot of money in the long run! This same preventative measure goes for your Motor Vehicles. Make sure that you don't have any cracks in your windows on your car. Another preventative measure you can take is to make sure the rubber sealing around your windows is not aging or cracked in any way.

What happens if we have you have taken these preventative measures and something still happens? No worries! We have one of the top rated Claims Team in the nation. If you have any leaking of any kind, make sure to stop the leaking as best as possible. If there is major or even some minor damage already done and you cannot stop the leaking yourself, you can call a company to come out to help you with this. Most policies have a clause that requires you to prevent any additional damage after any claim. This would mean to secure any property or tarp the roof if it is leaking. All you need to do is call your agent and ask them for a company name and number that will be able to help you with this. If this is the case, make sure to keep all receipts from any work that is done. Your claims adjuster will want to keep this in mind with your claims information. The best thing that you can do is stop the leaking before it causes more damage than necessary.


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